Whether you’re in the market for a gift or just shopping for yourself, buying a visa gift card online can be convenient and rewarding. Visa gift cards are prepaid debit cards that can be used anywhere the Visa brand is accepted, including restaurants, retailers, supermarkets and online. And, just like a credit card, you can use them to earn rewards on the purchases you make.
You can find a variety of predesigned gift card options that are available to buy with your favorite credit card on the Visa website. Or, upload your own photo and message to create a custom Visa virtual card that you can instantly send to friends or family.
If you are planning to purchase a visa gift card online with a credit card, you should check with your retailer or your credit card issuer first to determine what fees may apply. Some retailers or credit cards may charge a cash advance fee, while others may have additional restrictions and limits on how many times you can spend the total amount of the gift card.
In addition, you should also consider how the purchase will affect your credit card credit score. Credit bureaus look at your credit card payment history and amounts owed to calculate your credit score. Purchasing a visa gift card with a credit card will likely increase the amount of money that you’re carrying on your credit card account, which can negatively impact your credit score. how to buy a visa gift card online